Disclaimer, T’s&C’s, Privacy

Disclaimer

The opinions expressed by Nadene Murray, Phillip Metcalfe and Kim McGrath – on www.spiritual-adventures.com, www.nadenemurray.com or www.sourceofgoodness.com and their partners are published/expressed for educational and informational purposes only, and are not intended as a diagnosis, treatment or as a substitute for professional medical advice, diagnosis and treatment.

Please consult a doctor/physician or other health care professional for your specific health care and/or medical needs or concerns.

It is important that you talk to your doctor so that you can gather all the information about your health (ex. age, health history, symptoms, etc.) to determine your status. The information provided through courses, discussions or events/retreats is not intended to substitute consultations with your doctor, nor medical advice specific to your health conditions.

Nadene Murray, Phillip Metcalfe and Kim McGrath – on www.spiritual-adventures.com, www.nadenemurray.com or www.sourceofgoodness.com and their partners disclaims any liability arising from your use of services or for any adverse outcome of your use of this information provided by them and their partners for any reason, including but not limited to any misunderstanding or misinterpretation of the information provided.


Privacy Policy
Disclosure Regarding Collection and Use of Personal Information

Last Updated Aug 14, 2016

Thank you for visiting www.spiritual-adventures.com, www.nadenemurray.com or www.sourceofgoodness.com. This notice explains our online information collection and use practices and the choices you can make about the way we use and share such information. Please take the time to read and understand this policy so that you can understand how we use your personal information.

The Information We Collect.

www.spiritual-adventures.com, www.nadenemurray.com or www.sourceofgoodness.com collects the following information:First Name, and E-mail We also may collect certain non-personally identifiable information (i.e. generic information that does not identify you personally) when you visit any of our web pages such as the type of browser you are using (e.g., Internet Explorer, Safari, Firefox), the type of operating system you are using, (e.g., Windows or Mac) and the domain name of your Internet service provider.

How We Use and Disclose the Information.

We will use the personal information you provide online for the purpose(s) you have submitted. Your First Name, Email Address, will be used to send you the summit related content that you request. In addition, we may send to you e-mails offering products or services which we think you may be interested in. If you want us to stop using the personal information you provided in these ways, please click the unsubscribe link on the bottom of any communications.

We may disclose your personally identifiable information in response to subpoenas, court orders, or other legal process, or to establish or exercise our legal rights or to defend against legal claims. We may also disclose your personally identifiable information when we believe it is necessary or desirable in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Service, and/or to protect our rights and property.

How We Share Your Personal Information.

We will not share the personal information you provide except with your explicit permission.

Our business needs may change from time to time and we reserve the right to make changes to our Privacy Policy. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account. We will not materially change our policies and practices to make them less protective of customer information collected in the past without the consent of affected customers.

Our operations and maintenance contractors sometimes have limited access to your personally identifiable information in the course of providing products or services to www.spiritual-adventures.com, www.nadenemurray.com or www.sourceofgoodness.com. These contractors include vendors and suppliers that provide us with credit card processing, e-mail distribution technology, services, and/or content for the operation and maintenance of our Web site. Access to your personally identifiable information by these contractors is limited to the information reasonably necessary for the contractor to perform its limited function. We also contractually require that our operations and maintenance contractors 1) protect the privacy of your personally identifiable information consistent with this Privacy Policy, and 2) not use or disclose your personally identifiable information for any purpose other than providing us with products and services as required by law.

Nadene Murray, Phillip Metcalfe and Kim McGrath – on www.spiritual-adventures.com, www.nadenemurray.com or www.sourceofgoodness.com and their partners is committed to handling your customer information with high standards of information security. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.Use and Disclosure of Anonymous Information.

We sometimes use the non-personally identifiable information that we collect to improve the design and content of our site and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze how our site is used, as well as to offer you products, programs or services. We may also share aggregate information with others, including affiliated companies and non-affiliated companies.

Collection of Information by Others.

Our site may contain links to other sites whose information practices may be different than ours. You should check the other sites’ privacy notices since we have no control over information that is submitted to or collected by them.

Cookies.

To enhance your online experience with us, many of our web pages use “cookies.” Cookies are text files placed on your hard disk by our web server to store your preferences. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information unless you choose to provide this information to us. However, once you choose to provide the personally identifiable information, this information may be linked to the data stored in the cookie. Cookies cannot be used to run programs or deliver viruses to your computer.

We use cookies as a convenience feature to save you time, to understand how our site is used, and to improve the content and offerings on our site. For example, we may use cookies to personalize your experience at our web pages or recall your specific information on subsequent visits (e.g. to recognize you by name when you return to our site). You can opt to have your browser reject cookies without any effect on your use of our site. If you do that, you may need to re-register with us every time you visit our site in order to participate in certain promotions. You should also know that companies that advertise on our web site (and their agents) might use their own cookies. This policy does not cover how these companies use their cookies.

Discussions and Community Tools;

Testimonials.

You agree that any information you submit to us, Nadene Murray, Phillip Metcalfe and Kim McGrath – on www.spiritual-adventures.com, www.nadenemurray.com or www.sourceofgoodness.com and their partners may be used for promotional purposes. Because of the public nature of some of our services, you should exercise caution when deciding to disclose any personal information. We may also use a limited amount of information, such as first name, last initial and your town and state in marketing materials on the website. Your registration constitutes consent to this use.

 

How You Can Access or Correct Your Personal Information.

For instructions on how you can access the personally identifiable information that we have collected about you online, or how to correct any errors in such information, please contact us at http://www.spiritual-adventures.com/contact/

To protect your privacy and security, we may take reasonable steps to help verify your identity before granting access or making corrections.


Terms & Conditions

PRODUCT

All our courses, personal sessions, group sessions, retreats or products carries a 30-day return/refund policy from the date of receipt. If for any reason I have questions about the contained information or wish to have my purchase refunded, I may contact support.

DISCLOSURE

By implementing the information contained in this product you are agreeing to the following: Nadene Murray, Phillip Metcalfe and Kim McGrath – on www.spiritual-adventures.com, www.nadenemurray.com or www.sourceofgoodness.com and their partners as well as its employees and affiliates assume no responsibility for errors, omissions, or contradictory interpretations of the subject matter in any of the products provided.

I understand that this material is considered intellectual property and I will neither reproduce these copyrighted materials nor lend, rent, upload, or sell them to anyone so that I may remain in compliance with federal and state copyright and trademark laws.Adherence to all applicable laws and regulations, including federal, state, and local, governing professional licensing, business practices, advertising and all other aspects of doing business in the United States, Australia, or any other jurisdiction is your sole responsibility. You agree not to sell or distribute this to anyone.

This Agreement is governed by the laws of Australia, without reference to conflict of laws principles. Any controversy or claim arising between the parties, including, but not limited to, disputes relating to this Agreement, will be resolved by binding arbitration. This Agreement to arbitrate shall continue in full force and effect despite the expiration, rescission, or termination of this Agreement. All arbitrations will be undertaken pursuant to the rules of the Australian law, and the decision of the arbitrator(s) shall be enforceable in any court of competent jurisdiction. Both parties agree to pay their own attorney fees and costs, regardless of outcome, and the parties knowingly and voluntarily waive their rights to have their dispute tried and adjudicated by a judge or jury. The arbitration will take place in South Australia, Australia.

DUTY TO READ

I accept that under this agreement, I have a duty to read this sales agreement and disclosure policy, and have done so. Furthermore, I understand and accept that I am precluded from using lack of reading as a defence against all remedies contained herein.